Investor Visa in Dubai

Investor visa types

In Dubai, it’s possible to obtain a visa for real estate investments for a period ranging from two to 10 years. The type of visa depends on the value of the property, its stage of readiness, and the age of the investor.

In the emirate, three types of visas are issued to real estate investors:

  1. A two-year visa if the total sum of investments in real estate (up to three properties) is AED 750,000 (USD 205,000) or higher.
  2. A 10-year visa if the total sum of investments in real estate (up to three properties) is AED 2 million (USD 545,000) or higher.
  3. A UAE retirement visa for five years if the total sum of investments in real estate (up to three properties) is AED 1 million (USD 272,000) and higher, and the applicant is older than 55 years.

There is also an option to obtain a visa if the construction of the property is not completed. This is possible only after approval from the Dubai Land Department (DLD). The decision depends on the project’s stage of completion and the paid amount, which must be no less than AED 750,000 (USD 205,000).

All types of visas can be renewed an unlimited number of times and apply to family members — spouse, children, and parents. The resident visa allows for obtaining an Emirates ID, with which one can open an account in a local bank, get a driver’s license, etc.

Important! All UAE residents and those under their sponsorship must have health insurance. Applications can be made through an insurance broker. Fines are imposed for the absence of an insurance policy. We recommend adhering to the rules and definitely arranging for insurance.

permanent visa in Dubai

Two-Year Residency Visa

When purchasing ready-to-move-in residential real estate in Dubai — from one to three properties with a total value of at least AED 750,000 (USD 205,000) — one can obtain a two-year investor visa. If the property is purchased with a mortgage, the visa application can only be submitted after paying at least 50% of the property’s value or a minimum of AED 750,000 (USD 205,000). Additionally, a no-objection certificate and a statement from the mortgage bank must be provided to the Dubai Land Department.

This type of visa is particularly attractive for those looking to make a medium-term commitment to living and possibly working in Dubai. It offers a balance between the flexibility of shorter-term visas and the long-term commitment required for more extended visa options. This visa is suitable for individuals and families who wish to experience life in Dubai and enjoy the benefits of being a resident, such as access to local services, educational institutions, and healthcare facilities. Moreover, the visa allows for the possibility of renewal, providing an option for extending one’s stay without the need to re-apply for residency from scratch, which is a convenient feature for many investors.

The two-year visa allows for the sponsorship of spouses, daughters of any age if they are unmarried, sons up to the age of 21, and parents.

Note! Holders of the two-year visa are entitled to spend no more than six months outside the UAE per year.

Retirement Visa in Dubai

Retirement Investor Visa

The UAE offers a five-year retirement visa for investors aged 55 and older who meet one of two criteria:

  1. They have savings of at least AED 1 million (USD 272,000) in a deposit account with one of the local UAE banks.
  2. They have purchased property in Dubai on their own funds, worth at least AED 1 million (USD 272,000).

Holders of the retirement visa can sponsor their spouse and children of any age, as long as the children are not married.

This retirement visa is an excellent opportunity for older investors who wish to enjoy their retirement years in the vibrant and cosmopolitan city of Dubai. The visa aims to attract retirees who can contribute to the economy while enjoying the high quality of life that Dubai offers. It’s an acknowledgment of the value and experience that mature individuals bring to the emirate.

This visa type aligns with Dubai’s reputation as a luxurious retirement destination. It offers world-class healthcare, a safe environment, and a plethora of leisure and cultural activities. The property investment criterion is particularly attractive, as it allows retirees to invest in a place they can call home in one of the most dynamic cities in the world.

Retirees can also benefit from the tax-free environment in Dubai, which is particularly advantageous for those looking to maximize their retirement savings. Furthermore, the visa renewal option provides additional flexibility, allowing retirees to extend their stay and continue enjoying the benefits of living in Dubai.

The retirement visa program reflects Dubai’s commitment to diversity and inclusivity, welcoming people from all walks of life and offering them a place to enjoy their golden years.

Ten-Year Residency Visa — Golden Visa

Owners of one to three real estate properties with a total value of AED 2 million (USD 545,000) can apply for a 10-year Golden Visa. Such visas are usually processed within 7-10 working days. This opportunity also extends to off-plan (under construction) properties, where investors can qualify for the Golden Visa. In this case, approval from the Dubai Land Department is required, and the paid amount must be at least AED 2 million (USD 545,000).

For properties purchased on a mortgage, the 10-year visa can be obtained only after paying AED 2 million and providing a no-objection letter.

The Golden Visa allows the sponsorship of spouses, unmarried children of any age, parents, and domestic staff. It remains valid even if you spend more than six months outside the country. In the event of the primary holder’s death, family members are allowed to stay in the UAE for the entire duration of the Golden Visa.

Contact us to learn more about visa types and possibility to buy real estate in Dubai.

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